Signs of Compulsive Debting

From Debtors Anonymous

Signs of Compulsive Debting

If you think you might have a problem with money and debt, look over these Twelve Signposts on the Road to Compulsive Debting, If you can recognize yourself in 8 or more of the descriptions below, you may be a compulsive debtor, and DA can help you.

1) Being unclear about your financial situation. Not knowing account balances, monthly expenses, loan interest rates, fees, fines, or contractual obligations.

2) Constantly “borrowing” items such as books, pens, or small amounts of money from friends and others, and failing to return them.

3) Poor saving habits. Not planning for taxes, retirement or other non-recurring but predictable items, and then feeling surprised when they come due; a “live for today, don’t worry about tomorrow” attitude.”

4) Compulsive shopping: Being unable to pass up a “good deal”; making impulsive purchases; leaving price tags on clothes so they can be returned; not using items you’ve purchased.

5) Difficulty in meeting basic financial or personal obligations, and/or an inordinate sense of accomplishment when such obligations are met.

6) A different feeling when buying things on credit than when paying cash, a feeling of being in the club, of being accepted, of being grown up.

7) Living in chaos and drama around money: Using one credit card to pay another; bouncing checks; always having a financial crises to contend with.

8) A tendency to live on the edge: Living paycheck to paycheck; taking risks with health and car insurance coverage; writing checks hoping money will appear to cover them.

9) Unwarranted inhibition and embarrassment in what should be a normal discussion of money.

10) Overworking or under earning: Working extra hours to earn money to pay creditors; using time inefficiently; taking jobs below your skill and education level.

11. An unwillingness to care for and value yourself: Living in self-imposed deprivation; denying your basic needs in order to pay your creditors.

12. A feeling or hope that someone will take care of you if necessary, so that you won’t really get into serious financial trouble, that there will always be someone you can turn to.

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Debtors Anonymous To Meet At Alano

Last fall the Board approved an agreement for Debtors Anonymous to meet at Alano.  We were contacted yesterday and that group now has their sanction from the WSO of Debtors Anonymous.  They will begin meeting at Alano this Saturday at 5:30 PM in what is called the Al-Anon Room.  Their rent will be the minimum start-up charged by Alano – $25.00 per month – beginning in June.

NEW GROUP AT ALANO:

DEBTORS ANONYMOUS

5:30 PM Saturdays

Location:

401 S. 11th

St. Joseph, Missouri

Alano Club of St. Joseph

(meeting in the Al-Anon Room)

 

Alano Gamblers Anonymous Room Restored

We have completed the restoration of the original dining room at the Hax Mansion in the Museum Hill Neighborhood in St. Joseph, Missouri.  Most of the first floor at our Alano Club has now been restored.  There remains only a hallway and the kitchen.

Gamblers Anonymous has been meeting in the dining room since 2002.  These photos were taken 30 minutes after  the restoration was complete.

Enjoy:

 

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St. Joseph, Mo., Oxford House Information

Oxford houses are used by recovering alcoholics and addicts as temporary housing in early recovery.  Oxford houses may be privately owned or be a part of some organization.  Typically there are around eight people living in a house.  These people share the cost of rent.  There is generally an interview and an initial deposit of around $200 which includes the first week’s rent.  Rent is often a weekly affair – typically around $75.  The occupants have jobs and attend local 12 Step meetings

At present St. Joseph has three men’s Oxford houses and no women’s house.

The three Men’s house are:

Felix Street Oxford House

1419 Felix Street

816 232-4773

 

Museum Hill Oxford House

12 10 Felix Street

816 689-0727

 

Tenth Street Oxford House

507 S. 10th Street

816 232-8988